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Mortgage Underwriter

Performs analysis for capacity, capital, character, and condition of each loan. Review credit history and calculate the value of a borrower’s collateral and assets Ensure loan requests meet program and product specifications. Ensure property specifications and loan terms meet financial institution requirements and government regulations. Communicate decisions (approval, suspense, denial) to appropriate individuals within Lincoln Savings Bank. Document and communicate reasons for approval or denial of loan. Upholds the fair lending practices of Lincoln Savings Bank Meets targets for productivity, quality, and customer satisfaction Develops potential referrals and sales of bank products and services via personal and professional contracts. Requirements: High school diploma or equivalent required 3 to 5 years underwriting experience Certification in FHA, VA, and USDA, preferred Proficiency in MS Word and Excel software applications Self-starter - ability to handle and prioritize multiple tasks Strong interpersonal communication skills

Type of Employment: Full-Time